This blog offers a clear, step-by-step guide to navigating the immediate aftermath of a catastrophic event—from ensuring safety and documenting damage to managing cash flow, filing claims, and avoiding fraud. It’s designed to help you recover with greater clarity, confidence, and support.
This blog breaks down the fast-growing world of AI investing in a clear, grounded way, helping you understand both the promise and the uncertainty of this emerging technology within a thoughtful financial plan.
The holidays bring joy and celebration — but also a significant rise in scams targeting shoppers and busy households. This overview highlights the most common seasonal frauds and simple steps you can take to protect your finances and personal information.
Part 2 of the OBBBA series explores how the new state and local tax (SALT) deduction rules—raising the cap from $10,000 to $40,000 for many households—create both opportunities and new complexities. With phaseouts beginning at $500,000 of income and potential year-end strategies to consider, now is the time to review how these changes may affect your 2025 tax plan.
Tax-loss and tax-gain harvesting are two strategies that can help investors make the most of market swings by intentionally realizing losses or gains at the right time to manage taxes more efficiently. When used thoughtfully, these approaches can reduce lifetime tax costs and keep portfolios aligned with long-term goals.
Beginning in 2026, high earners earning over $145,000 will be required to make their 401(k) catch-up contributions as Roth (after-tax) contributions rather than traditional pre-tax ones. While this change eliminates an upfront tax break, it also creates an opportunity for greater tax diversification and tax-free income in retirement.
