Understanding how 529 plan contributions, withdrawals, and tax rules work is key to maximizing your college savings. This guide breaks down the essentials to help you avoid costly mistakes and make the most of this powerful education planning tool.
As college costs rise, more grandparents are stepping in to help fund their grandchildren’s education. From cash gifts and direct tuition payments to 529 plans, this article explores tax-smart strategies to support higher education while also reducing the size of one’s taxable estate.
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As many parents start ramping up their retirement planning efforts, their kids are also reaching an important next step in life: heading off to college. These tips will help you balance the cost of your own financial goals with the education pursuits of your children.
Not all college savings strategies are created equal—and the best ones offer a smart balance of tax advantages, financial aid benefits, and flexibility. This guide breaks down the pros and cons of 529 plans, Coverdell ESAs, custodial accounts, Roth IRAs, and more to help families choose the right fit for their education goals.
How HSAs and FSAs might help your household.
