Tax-loss and tax-gain harvesting are two strategies that can help investors make the most of market swings by intentionally realizing losses or gains at the right time to manage taxes more efficiently. When used thoughtfully, these approaches can reduce lifetime tax costs and keep portfolios aligned with long-term goals.
Beginning in 2026, high earners earning over $145,000 will be required to make their 401(k) catch-up contributions as Roth (after-tax) contributions rather than traditional pre-tax ones. While this change eliminates an upfront tax break, it also creates an opportunity for greater tax diversification and tax-free income in retirement.
Receiving a financial windfall — whether from a bonus, inheritance, or business event — can bring both excitement and uncertainty. This article outlines how to pause, plan, and prioritize your next steps so your newfound resources align with your long-term goals, family values, and financial well-being.
Incapacity planning ensures that your financial decisions continue to reflect your values even if your ability to manage money changes. By preparing early, we can protect your goals, safeguard your legacy, and support the people you trust most.
A timely commentary paired with an engaging video make the Quarterly Market Insights one of our most-anticipated pieces each quarter.
Part 1 of the OBBBA series explores how the One Big Beautiful Bill Act reshapes charitable deductions starting in 2026, introducing new AGI floors and limits while preserving important provisions like the 60% AGI rule and QCDs. This article outlines what’s changing, what’s staying the same, and how to plan your giving so it remains both tax-smart and purpose-driven.
