A potential change in Federal Reserve leadership naturally raises questions about interest rates and inflation, but history shows that economic data — not personalities — ultimately drives monetary policy. With inflation moderating and rates already off their peak, understanding the structure of the Fed and the current data backdrop helps separate headlines from long-term strategy.
Long-term care insurance is not a one-size-fits-all solution, but a strategic tool for transferring part of the financial risk of extended care. In this final installment, we examine the different types of coverage, how policies are structured, and how to evaluate whether insurance fits within your broader retirement and estate plan.
Long-term care is not funded by one system, but by a combination of personal savings, limited Medicare benefits, Medicaid eligibility rules, and — for some — private coverage. In this installment, we map out what each source actually covers, where the gaps are, and why understanding those limits is essential to protecting retirement security.
Long-term care is one of the most significant — and most underestimated — risks facing retirees, affecting not only finances but also spouses and family caregivers. In this first installment, we explore what long-term care truly is, the likelihood of needing it, and why planning for it is ultimately about protecting both partners and the health of the entire family.
Beginning with the 2026 tax filing season, the IRS will phase out paper refund checks as part of a Treasury-wide move toward fully electronic federal payments. This change is designed to improve security, reduce delays, and speed up refunds—making it especially important for taxpayers to have electronic payment information ready when filing.
Part 6 of the OBBBA Deep Dive explores the law’s lesser-known provisions — including new deductions for seniors, overtime, and tips — and why these “smaller” changes can have an outsized impact on real-world tax planning.
